Credit Cards
The ICUL Service Corp can work with your credit union to offer credit card programs to your members.
What are the advantages to offering a credit card program to your members and what is available?
The ICUL Service Corp offers programs that are designed to allow credit unions to take advantage of an effective credit card program. By participating in this program, you can compete in the credit card market by serving your members’ needs on a higher level. Today, your members can choose from among many different types of credit cards. Why not have them choose yours! This way both you and your members win.
Advantages of offering a credit card program
Our program can save you time and money by eliminating repetitive loan applications and advances for small purchases.
You will earn additional revenues that will improve your bottom line.
You will increase service usage and satisfaction.
You can use this program as a powerful tool for attracting upscale potential members into active usage of credit union services.
You will give your members convenience, low interest rates, and a payment acceptance plan that can be used in over 18 million locations plus an ATM network availability in 120 countries.
Other benefits
You will set and retain 100% of your interest income along with any, annual, overlimit, late, cash advance or NSF fee income.
You will approve all credit applications.
You will set each individual credit limit.
You will receive daily settlements through your Corporate.
Your credit union name and logo will be on your plastic.
Your credit union name will be on your cardholder statements.
You will be given the option of adding valued enhancements to your program, such as, the ScoreCard Program (cash back and bonus points for merchant and travel rewards), Package Enhancements (Travel Services, Health Care and Discounts), and LetterChecks (Automatic Convenience Check program), and Credit Life and Disability Insurance (optional for your members).
You have the ability to upgrade your program to a premium program (Platinum Program), giving your members more enhancements, while providing direct competition with other institutions in the industry.
How do I get started?
For more information on our credit card programs, please call (800) 942-7124 or email us at 